Corey C. Bennington

The post The Easiest DIY Desk Ever appeared first on Kaleidoscope Living . If you need a desk that won't take up a ton of room that it is affordable and easy to make, this DIY desk tutorial is for you! The floating desk design takes up very little floor space and it's easy enough for even inexperienced DIYers to tackle. Happy new year, friends! I hope 2019 ... Read More about The Easiest DIY Desk Ever The post The Easiest DIY Desk Ever appeared first on Kaleidoscope Living .

IG presents the next instalment of 'IG Commodity Chat' – a series of live discussions focused on commodity markets ​ ​ ​ Our second chat will look at  possible trends in the oil market ​ Presenter Sara Walker will be joined by industry advisor Malcolm Graham-Wood and IHS Markit's director of oil, Spencer Welch ​ Watch live on Facebook, Twitter and YouTube at 1pm (UK time) on Thursday 29 November ​ Viewers can submit questions for the Q&A using #IGCommodityChat on social media The future of the oil market has increasingly been called into question as a variety of factors continue to impact global supply and demand, including US sanctions against Iran and the negotiations between OPEC and non-OPEC nations. However, the largest driving force of change is the rise of renewable energies. The growth of investment in alternative energies has started to cause oil companies to reconsider their role in the future of energy production, and we are already seeing adjustments to sup...

It's time once again to do our annual rental property cash flow analysis. To see previous years, visit the link at the bottom of the post. T wenty-eighteen was another challenging year for our rental property: 100% occupied (thankfully), new contract negotiations, and major water damage that ruined the wood floors! If you're new to my recaps, this is property is our old personal residence – a Frisco, TX townhome we purchased in 2007 and converted to a rental property in 2012. We bought it for $205,000 and put 20% down. We now owe $137,000 on it and the value is listed as $324,000. We manage this property ourselves: listing it , vetting tenants , managing repairs , rent collection , and raising rent . You can now add 'dealing with a major insurance claim' to that list.. It's been a very positive experience overall, especially if you consider we're somewhat accidental landlords. In summary, this year was our second best yet! Thankfully we kept our tenant through ...

This experience was sponsored by Barclaycard. However, all content and opinions expressed here are my own. W ouldn't it be cool to be on the sidelines at an NFL game? This could be a dream-come-true experience, especially for long-time or young fans. Who doesn't want to get close to their heroes down on the field? I'd love to one day bring my kid(s) down on the field. Not many people get to experience being that close to the action of arguably the greatest sports spectacle in the world: an NFL game. The intensity, athleticism, and excitement are unmatched. Outside of suiting up and getting in the actual game, being on the sidelines at an NFL game is as close as you're going to get to the action. But how do you get down there? Unless you're a player, coach, a former player, member of the media, or some other type of employee/contractor of the team or stadium, you're not going to easily get down there. I certainly don't recommend trying it without permission. ...

Update: Rate increased 1/3/19. CIT Bank raised the rate on their Savings Builder account to 2.45% APY . That's a solid rate on liquid savings as long as you set up a $100 monthly auto-deposit so you have nothing to remember. Details and screenshots on how to do that in my original review below. (You could also keep $25,000 there.) CIT Bank has a new high-yield savings account called the Savings Builder Account . This is a unique savings account with two ways to qualify for their highest interest rate tier of 2.45% APY (as of 1/3/19). You need ONE of the following in each Evaluation Period: Maintain at least one single monthly deposit of $100+, OR Maintain a balance of $25,000+. I noticed that this rate is currently higher than that of their 11-month No Penalty CD , although that rate can never go down during that 11 months. There is a $100 minimum to open the account, and everyone earns the top tier rate for the first monthly "Evaluation Period" (see below). ...

We've done so few upper cabinets in our recent kitchens that we actually haven't installed under cabinet lighting in ANY of them. But we did install it under the cabinets in our laundry room and – surprise! – I just came across a bunch of pictures of the installation process that I took waaaaaay back in 2014 but never shared. It's a remarkably straightforward process, so it could be an easy upgrade if you needed more task lighting in your kitchen, laundry room, or any other space with upper cabinets. The cabinets in here are from Ikea, so we also used one of their stock under-cabinet lighting options called GRUNDTAL Spotlights. These don't appear to be sold anymore, but the current OMLOPP spotlight seems to be a similar (even improved!) version. The OMLOPP ones are now LED and are lower profile, plus some cord management covers are included, which is nice. Based on the downloadable instruction sheet, the new ones install almost exactly the same way, so the same basic ...

The new year is right around the corner, and many people are starting to think seriously about their New Year's Resolutions. And while the most popular resolutions aren't going anywhere (eat healthy, work out, spend less time in front of a screen), if you're looking to buy a home next year, at least a few of your resolutions should be of the financial variety. Starting the new year off on the right financial foot by making financial resolutions can set you up for success and help you get closer to your goal of buying a home. Here are four financial resolutions you should consider making if you want to buy a home in the new year: 1. Track your spending via GIPHY It's impossible to get a handle on your financial situation if you don't know what this situation actually is. Which is why your first financial resolution needs to be to track your spending. Tracking your spending will give you a clear picture of how much money you're spending, where you're spending ...